Our Firm
Mustard Seed Financial is a Registered Investment Advisor (RIA) firm.
As an RIA we are bound to a fiduciary standard that was established as part of the Investment Advisors Act of 1940.
By acknowledging our Fiduciary resposibilities and duty, we are held to a higher standard than a typical 'stock broker' or 'registered representative' and must:
- Put our client's interests first,
- Act with utmost good faith,
- Provide full and fair disclosure of all material facts,
- Not mislead clients, and
- Expose all conflicts off interest to clients
In order to meet this requirment, we have structured our firm to be:
- Independent: Our independence helps us to reduce any conflicts of interest that are often seen in the industry when an RIA is affiliated with a Broker/Dealer.
- Provide advice not products: Our "product" is advice, aligning our business with our clients goals.
- Open Architecture: we are not limited by a Broker/Dealer to what solutions we cann present to our clients.
- Independent, Third-party Custodians: To protect our clients, we feel it is important to have a 3rd party maintain actual custody of client assets. While we provide performance reporting and account balance information to our clients, they also recieve seperate account statements directly from the custodians.
